EMPLOYEE BENEFITS. ASSET MANAGEMENT. BUSINESS AND ESTATE PLANNING.

efg&m, L.P. is a locally owned and operated independent insurance brokerage firm founded by four native Texans, conveniently located in West Austin and Round Rock. We take a proactive approach in partnering with you to develop your benefits package from the ground up. We provide more than online resources, we deliver traditional personal service. We are always available to assist you.

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On Feb. 10, 2014, the IRS issued much-anticipated guidance – in the form of final regulations – relating to PPACA’s employer mandate....

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Cuatro Groos, MBA, MPAff, CIC, Principal

Cuatro was born Ernest Groos IV.  From day one, the nickname "Cuatro" stuck.  Originally from San Antonio, he has lived in Austin for nearly 25 years.

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